Effective Date: 23 June 2025
At Moneta Sapiens, your privacy matters. This Privacy Policy explains how we collect, use, and protect your personal data when you visit our website, https://monetasapiens.com, or use our services.
1. Who We Are
Moneta Sapiens is a financial education and information platform. Our goal is to empower people with knowledge about personal finance, investing, and wealth-building.
If you have questions about this policy, you can contact us at: contact@monetasapiens.com
2. What Data We Collect
We may collect the following types of personal information:
- Contact Information: Name, email address, phone number (if provided via forms or newsletter signup).
- Usage Data: IP address, browser type, pages visited, time on site, and referring URLs (via analytics tools like Google Analytics).
- Marketing Data: Preferences for receiving communications, response to campaigns.
- Payment Data: If applicable, only when purchasing a product or service (handled securely by third-party providers).
We do not collect sensitive personal data (e.g., race, religion, political opinions) unless explicitly required and with your consent.
3. How We Use Your Data
We use your data to:
- Provide and improve our website and services
- Communicate with you (e.g., newsletters, updates, customer support)
- Analyze usage patterns to enhance user experience
- Market our services, with your consent
- Comply with legal obligations
We only use your personal data where we have a legal basis to do so (consent, contract, legal obligation, or legitimate interest).
4. Cookies & Tracking Technologies
We use cookies to enhance your experience. These may include:
- Essential Cookies: Necessary for site functionality
- Analytics Cookies: To understand how users engage with our site
- Marketing Cookies: To deliver relevant ads (if applicable)
You can manage your cookie preferences via your browser settings or our cookie banner.
5. Data Sharing
We do not sell your personal data. We may share it with:
- Trusted service providers (e.g., email newsletter platforms, analytics services)
- Legal authorities, if required by law
- Payment processors (only during transactions)
All third-party providers are under contractual obligations to protect your data.
6. International Transfers
Your data may be processed outside your country (e.g., if we use services like Mailchimp or Google Analytics). We ensure appropriate safeguards are in place for international data transfers, as required under GDPR and similar regulations.
7. Data Retention
We keep your data only as long as necessary for the purposes described or to meet legal requirements. You can request deletion at any time (see Section 9).
8. Your Rights
You have rights over your personal data, including:
- Access to the data we hold about you
- Correction of inaccurate information
- Erasure (“right to be forgotten”)
- Restriction or objection to processing
- Data portability
- Withdrawal of consent (if applicable)
To exercise these rights, contact us at contact@monetasapiens.com.
9. Security Measures
We take appropriate technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction.
10. Children’s Privacy
Our website is not intended for children under 16. We do not knowingly collect personal data from minors.
11. Third-Party Links
Our site may contain links to external websites. We are not responsible for the privacy practices or content of those sites.
12. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we’ll revise the “Effective Date” at the top and notify you where appropriate.
Still Have Questions?
Reach out at contact@monetasapiens.com.
Moneta Sapiens Ltd